Updated September 21st, 2021
PRIVACY POLICY
Thank you for visiting a www.insurealife.org (“Website”). This website is for informational purposes only. The Website respects your privacy in handling personal information. Accordingly, other than the data and information identified below, the Website does not gather any data or information including your personal information. By using or accessing the Website in any way, you acknowledge that you accept the practices and policies outlined in this Privacy Policy, and you hereby consent to the Website’s collection, use and disclosure of your information in the manner described herein.
Data Collection
The Website may collect information and data automatically when you visit the Website. This may happen without your express knowledge, but you hereby consent to it. The Website only collects information that is necessary for the purposes identified herein. Please note that the Website does not control the collection or use of your information by third parties whose websites may be linked to the Website.
The type of data the Website may collect includes but is not necessary limited to:
- Information from Third Party Platforms: If you access the Website using your account or account credentials from a third-party owned or operated platform/service (e.g., Amazon, Apple, Google, etc.), post content from our Website to a social network, or use various social media features (e.g., “Like” button), the Website may process certain information from the third parties, such as your username, “likes”, location, birthday, comments and reviews, preferences, network reach and influence, and any other information you provided to the third parties in connection with your account. Depending on your account and privacy settings, the Website may also be able to see information that you post when using these third parties. The information you post or provide to third parties, as well as the controls surrounding these disclosures are governed by the policies of these third parties.
- Browsing Information, Logs, Device Information: When you visit the Website, the Website may process information about your activities on the Website through the use of technology such as cookies, web beacons, IP Address, and other tracking technologies, as further explained herein below. This information may contain personal information and statistical information. The Website may collect device-specific information (such as hardware model, operating system version, unique device identifiers, and mobile network Information, including your mobile phone number). The Website may record or log information from your Devices, their software, and your activity in accessing or using the Website. This information may include: IP address, device ID numbers, system activity, location preferences, date and time stamps of transactions. Providing this information is not mandatory and cookies can be disabled. However, please note that the Website may not offer the same functionalities when certain cookies or other tracking data are disabled. Additional general information about cookies and how they work is available at www.allaboutcookies.org.
If we are unable to associate the information collected from you or your devices to you, as some may be purely statistical or technical without any identifier or connection to you, such is not considered personal information for purposes of this Privacy Policy.
Use of Data
This Website has the primary purpose of providing information. With this purpose in mind, we may process your personal information (depending on your interaction with us) for any reason that is permitted under data protection laws and in accordance with this Privacy Policy. The Website will not disclose any personal information to third parties.
Data or personal information will only be shared in the following circumstances:
- If required or permitted to do so by law or if, in good faith, is such action is necessary to: (1) comply with the law or with legal process; (2) protect and defend rights and property, or prevent fraud; (3) protect against abuse, misuse or unauthorized use; (4) protect the personal safety or property of its personnel, users of the Website or the public, and/or (5) comply with tax reporting requirements. The servers that serve the Website automatically identify a computer by its IP address.
- If the information is non-personal information (from which individuals cannot be identified, and which do not relate to individuals) in aggregate form, and the disclosure is for business purposes, such as to consultants and advisors.
- If it is determined that you have used the service to menace, threaten, harass, intimidate or otherwise deceptively pose as another person, or in any other way in violation of law. If you attempt to use the Website for any unlawful means, you have no expectation of privacy.
Personal information and Data is also used to assess and improve the Website and to serve you better.
Protection
All information is stored in state of the art cloud storage in association with AWS and uses appropriate physical, organizational and technological measures to protect the personal information against loss or theft, and unauthorized access, disclosure, copying, use, or modification. This includes limiting access on a “need-to-know” basis. However, no electronic data transmission can be guaranteed to be secure from access by unintended recipients. Even with the best technology, no website is 100% secure. In transacting with the Website, you assume the risk inherent in transacting online.
This Privacy Policy only applies to the Website. The Website may include links to third party websites. These other sites are outside of our control. Please be aware that these websites may collect information about you, and operate according to their own privacy practices which may differ from those contained in this Privacy Policy.
Canadian Residents
This section applies to Canada resident only.
Your personal information may be transferred outside of Canada as information and data may be stored on servers located in other jurisdictions, including the United States. Please note that privacy laws in such jurisdictions differ from Canadian privacy laws (e.g., PIPEDA) and that in some jurisdictions your personal information may be accessed by law enforcement authorities or the courts in such jurisdictions. You may obtain information and address questions about the Privacy Policy and practices relating to handling of your personal information outside of Canada by contacting our Privacy Officer via email.
California Residents
This section applies to California residents only.
Pursuant to Section 1798.83 of the California Civil Code, residents of California have the right to request from a business, with whom the California resident has an established business relationship, certain information with respect to the types of personal information the business shares with third parties for direct marketing purposes by such third party and the identities of the third parties with whom the business has shared such information during the immediately preceding calendar year.
Pursuant to 1798.100 et seq. of the California Civil Code, residents of California may request that a business that collects a California resident’s personal information disclose certain categories and specific pieces of personal information collected, as permitted under California Consumer Privacy Act. The resident may also request the deletion of personal information collected about the consumer or request that information not be sold.
No information is shared for marketing purposes or sold.
In you exercise any of the foregoing rights, you may be required to provide sufficient information to prove your identity and residence. The information provided shall only be used for this purpose.
Children
The Website is not intended or designed to be used by anyone under the age of 13. It is not meant to be attractive to anyone under the age of 13, or to have any value or use by anyone under the age of 13. If you are under 13, DO NOT TRANSACT THROUGH THIS WEBSITE, AND DO NOT SEND ANY PERSONAL INFORMATION. IF YOU ARE BETWEEN THE AGES OF 13 AND 17, DO NOT USE THIS WEBSITE UNLESS YOU ARE SUPERVISED BY A PARENT/GUARDIAN OR HAVE RECEIVED PERMISSION FROM YOUR PARENT/GUARDIAN.
Contact Info
If you have any questions about this Privacy Policy or the Website, or if you have questions or concerns about the collection, use, disclosure, amendment or deletion of your Personal Information, you may contact us online at privacyofficer@insurealife.org [ 1] subject line “Privacy Policy” or at the following address: